Roth는 의자의 3번째 다리와 비슷하다 Traditional와 Taxable보다 익숙도 낮은 Roth 제도 연령이 높아질 수록 Roth의 조건이 복잡해질 수 있다. 친해지기 어색하지만 일찍 친해질 수록 유익한 Roth! 은퇴자금을 생각할 때 크게 보면 세가지 bucket가 있습니다: traditional, Roth 그리고 일반 taxable 계좌. Traditional이라고 흔하게 불리는 계좌형태는 pretax형태로서 불입할 때 세전금액으로 채워집니다. Roth라고 불리는 형태는 세후금액으로 채워지고, 마지막으로 taxable이라고 제가 자주 사용하는 용어는 그냥 일반 브로커리지나 은행 등의 별도의 절세조건이 없는 계좌를 의미합니다. 자주 묻는 질문 중에, Roth는 왜 하면 좋은가라는 질문이
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